Professional capital

Capital for your professional consultancy — Linkei Business Funding

We match LinkedIn consultants and service-based solopreneurs with lenders who understand recurring revenue and billable hours.

Call a funding specialist

Soft inquiry only. Checking rates does not impact your credit score.

Industry terminology
  • Recurring revenue
  • Service backlog
  • Cash flow coverage
  • Debt service
  • Net profit margin
  • Billable utilization
  • Operating expense
  • Capital reserve
  • $10K–$500K Funding range
  • 24–72 hours Typical approval
  • 1 soft pull No credit impact
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Complete inquiry
Provide basic business revenue details and desired funding amount.
2
Us
Algorithm matching
Our system identifies lenders prioritizing professional service income.
3
Lender
Lender review
Your designated lender reviews bank statements and service contracts.
4
Lender
Funds deposit
Approved funds are wired directly to your business checking account.

Niche expertise

  • Lenders familiar with service-based cash flow models.
  • Underwriting that understands recurring project revenue.

Fast access

  • Digital application replaces traditional bank paperwork.
  • Decisions made in days, not months.

No predatory terms

  • Transparent amortization schedules on all term loans.
  • No hidden origination fees or prepayment penalties.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Fluctuating monthly revenue

Banks rely on flat payroll data and struggle with the irregular deposit patterns of consultants.

We use 12-month rolling revenue averages to stabilize your qualification.
02

No hard collateral assets

Traditional lenders demand physical inventory or real estate which service firms rarely have.

Our partners underwrite based on your service contract value and client history.
03

Too many recent inquiries

Multiple hard credit checks lower your FICO score and trigger automatic bank denials.

We use soft pulls that allow you to see offers without damaging your credit profile.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative New York · Working capital
$35K–$45K

B2B Copywriter

Hiring a virtual assistant to manage client scheduling and billing.

Illustrative Texas · Equipment financing
$25K–$30K

Career Consultant

Upgrading high-end microphone and lighting gear for video course production.

Illustrative California · Line of credit
$75K–$90K

LinkedIn Growth Agency

Paid advertising spend to scale agency client acquisition.

Illustrative Illinois · Term loan
$50K–$65K

SaaS Recruiter

Bridging cash flow gaps between long-term talent acquisition contracts.

How we label illustrative scenarios →

Related protection

Professional liability coverage

Protect your consulting practice from unforeseen claims while you scale your business operations.

Read our editorial standards →
Questions we get asked

Frequently asked.

Yes, lenders in our network frequently work with sole proprietors. You typically need at least $100,000 in annual gross revenue and a credit score of 600 or higher to qualify for standard programs.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.